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FAQ: How Stake's 6.5% offer works

Date 29 July 2026

Stake team
Written by Stake team
FAQ: How Stake's 6.5% offer works
Table iconTable of contents

    Key takeaways

    1

    New investors earn 6.5% on their first investment of AED 10k or more

    2

    Returns land in your wallet every week

    3

    You own shares in a real Dubai property

    More tangible than stocks and a boost for your first property investment. Here's how Stake's 6.5% offer actually works, for new investors.

    What is the 6.5% offer?

    It's a committed rental boost for your first year, where your total return reaches 6.5% during the first year of investment, regardless of how the property performs.

    For example, if a property has a 5% rental yield, Stake tops up the rental income by 1.5%, so it reaches 6.5%.

    It's available to new investors on Stake, on your first order of AED 10,000 (~$2,720) or more.

    Open the Stake app to learn more about the offer.

     

    How is 6.5% different from a savings account?

      High-yield savings account Stake's 6.5% promo offer
    Rate Varies by country and bank: ~1%-6% 6.5%
    Conditions Salary transfer, linked account Invest AED 10k or more
    Rate commitment Bank can change anytime Committed for 12 months
    Upside beyond the rate None Share of capital gains on sale
    Paid Monthly Weekly
    Regulated Yes Yes

    What does 6.5% return mean?

    It's a committed rate for your first year.

    It's made up of the property's real rental yield plus a top-up from Stake to bring the total to 6.5%, and it's paid even if the property is temporarily vacant.

    It doesn't guarantee your capital appreciation. Your shares are still tied to a real property, and property values can go up or down.

    What happens after year one?

    From year two onwards, your return reflects the property's rental yield only, with no top-up from Stake.

    You can see the projected yield in the app.

    An example, in numbers

    Illustrative only, actual yield will vary by property.

    1. You invest AED 10k or more
    2. The property's actual rental income might be, say, 5% in its first year.
    3. Stake tops this up so your rental yield reaches 6.5%.
    4. That rental income is paid weekly, straight into your wallet.

    From year two onwards, you go back to the property's rental yield, in this example, back to 5%, or whatever the property is generating, paid the same way, weekly.

    How and when do I get paid?

    Weekly, directly into your Stake wallet. You can withdraw it or reinvest it.

    On top of that, you'll receive a share of any capital gains if and when the property is sold, so your total return isn't capped at 6.5%.

    What fees should I know about?

    Fee Amount When
    Acquisition fee 1.5% At investment
    Initial KYC/AML fee 0.2% At investment
    Annual admin fee 0.25% per year Annually
    Annual KYC/AML fee 0.1% per year From year 2
    Exit fee 2.5% At sale
    Performance fee 7% of net profit At sale

    The performance fee only applies to your actual profit, never your full sale proceeds. Stake takes 7% of the gain after your costs are already covered, so you're never paying a performance fee on money you didn't make.

    Who actually owns the property?

    The property is held by a special purpose vehicle (SPV) registered with the Dubai Land Department.

    You own shares in that vehicle, representing your fractional share of the property. Those shares are held in the DIFC, and Stake Properties Limited is regulated by the DFSA.

    Can I sell whenever I want?

    Not instantly. We recommend thinking of this as a 3-5 year investment. You have two ways to exit:

    • Exit windows: Twice a year, two weeks each in May and November, where you can list your shares for sale, once you've held for at least 1 year.
    • Vote to sell: Investors vote on selling the property, usually after a couple of years of appreciation. Anytime the property receives an offer, we offer a vote to investors and let them decide.

    Does property investing lose money?

    All investing carries risk, and your shares can lose value. However, property can be less volatile than other asset classes, like equities or crypto, and tends to increase in value in the long term.

    For investors who've held a Stake property through its typical full term (around 3 years on average), none have realized a loss to date, however, past performance doesn't predict future results.

    How do I get started?

    Create your account, complete verification, and invest AED 10,000 (~$2,720) or more. The 6.5% applies from the moment your investment is live.

    Learn more about the limited-time offer.

    All Investments carry risks. Stake Properties Limited is regulated by the DFSA as an Operator of a Crowdfunding Platform in the UAE. The 6.5% uplift is a discretionary promotional contribution that enhances the estimated first-year ROI and does not reflect the asset’s underlying performance. Terms and conditions apply.

     

    FAQs

    Got questions? See below for answers.
    Need more help? Visit getstake.com or Help Center: https://help.getstake.com/en/

    What is Stake's 6.5% offer?

    Stake's 6.5% offer is a committed first-year return for new investors on their first investment of AED 10,000 or more. It combines the property's actual rental income with a discretionary top-up from Stake so your total first-year return reaches 6.5%, regardless of how the property performs. Returns are paid weekly into your Stake wallet, and the rate is fixed for 12 months.

    How is Stake's 6.5% different from a high-yield savings account?

    Unlike a savings account, Stake's 6.5% is fixed for 12 months and comes with a share of capital gains when the property is sold, so your return isn't capped at 6.5%. A savings account rate can be changed by the bank at any time and typically requires a salary transfer or linked account, while Stake only requires a first investment of AED 10,000 or more. Both are regulated, but Stake pays weekly rather than monthly.

    What happens to my return after the first year?

    From year two onwards, your return reflects the property's actual rental yield only, with no top-up from Stake. For example, if a property generates 5% in rental yield, that's what you'd earn from year two, still paid weekly into your wallet. You can view a property's projected yield in the Stake app before investing.

    When and how do I get paid?

    You're paid weekly, directly into your Stake wallet, and you can either withdraw or reinvest the returns. On top of the rental income, you receive a share of any capital gains if and when the property is sold. This means your total return can exceed 6.5% over the life of the investment.

    Can I sell my Stake shares whenever I want?

    Not instantly. Stake is best treated as a 3–5 year investment. You can exit in two ways: through exit windows held twice a year (two weeks each in May and November, available once you've held shares for at least one year), or through a vote to sell, where investors decide when the property receives an offer. To date, no investor who has held a Stake property through its typical full term of around three years has realised a loss, though past performance doesn't predict future results.

    Who owns the property, and is Stake regulated?

    The property is held by a special purpose vehicle (SPV) registered with the Dubai Land Department, and you own shares in that vehicle representing your fractional stake. The shares are held in the DIFC, and Stake Properties Limited is regulated by the DFSA as an Operator of a Crowdfunding Platform in the UAE. This structure gives you legal ownership of your share in a real, regulated Dubai property.