Is Fractional real estate investing safe?

It’s easier than ever to invest in property, but how do you keep your capital safe? Learn what makes fractional ownership work and how Stake’s structure, regulation and transparency reduce risk.

Real estate is one of the most trusted ways to grow wealth in the GCC. But for many, the high cost of entry has made it out of reach. Fractional investing is changing that.

Stake now allows you to own a share of high-performing properties in Dubai, funds in Riyadh and beyond, and earn passive income without becoming a landlord.

But how safe is it?

What is Fractional real estate?

It’s simple. Multiple investors come together to own a property or a fund. Each person holds a share and earns renturns in line with their investment. Some properties and funds offer regular income, while others are based on appreciation, for example, when the property is sold, or you sell your share, you receive your gains.

After you invest in properties, Stake handles everything else: tenant management, property maintenance, legal documents and payments.

For funds, Stake manages all the administrative elements required. We partner with top-tier fund managers to ensure a smooth investment process.

You invest from your phone, get real-time updates through your portfolio and start with as little as AED 500 or SAR 500.

Learn more about fractional real estate here.

Why investors love Stake

Fractional investing unlocks access to real estate markets previously reserved for the wealthy or institutional players.

Here’s what makes it attractive:

• Low capital requirement: Start small, grow over time
• Access to prime locations: Own a slice of property in Dubai or Riyadh
• Passive income: Get paid rent directly to your Stake wallet
• No landlord duties (properties): We handle the asset, so you don’t have to
• Shariah-compliant options: Fully certified, fully regulated

Real estate is a trusted asset across the region. Fractional investing makes it easier to get started.

After 14 years in Dubai, Yamen knew real estate was the key to building wealth, but he didn’t want the hassle. Watch Yamen’s story and see how fractional property investment is making it easier than ever!

https://www.youtube.com/shorts/NL7AtqKjVsg

So, are there any risks?

Like any investment, real estate comes with risks. The most important ones to consider in fractional ownership are:

• Liquidity: You can’t always exit instantly, however, Stake offers bi-annual Exit Windows
• Market cycles: Property values can rise and fall (like all assets)

The right platform reduces these risks through regulation, transparency and investor protections.

Diversification is also a way to reduce risk, spreading investments across strategies, areas, and countries.

How we safeguard your investment

UAE 🇦🇪: Properties

• Regulated by the DFSA: Stake Properties is licensed and audited by the Dubai Financial Services Authority (DFSA)
• SPV structure: Each property sits in its own legal entity, keeping your investment separate from our business
• Title Deeds: Issued by the Dubai Land Department (DLD)
• Shariah-compliant options: Certified by DFSA’s Islamic Finance Window

Saudi Arabia 🇸🇦: Funds

• Regulated by the CMA: Stake Financial Technology Company is licensed to launch real estate funds within and from the Kingdom
• Subscription certificates: Official documentation for every investment
• First-mover credibility: Over SAR 135M raised from 70+ countries within months of launch
• Shariah-compliant by design: Fully certified

Built-in safety features

• Bi-annual Exit Windows: List your shares twice a year
• Ownership documentation: Share certificates, Title Deeds or fund registries
• End-to-end support: From buying to renting to selling, all on one platform

So, is Fractional real estate safe?

Yes, when you invest through a regulated platform like Stake.

We’re licensed in both the UAE for properties and KSA for funds, we offer transparency at every stage, and ensure your capital is managed professionally.

That doesn’t mean there’s no risk, real estate is still a long-term asset. But at Stake, we reduce the barriers and enhance investor protection, making it easier and safer for you to build wealth through property.

Ready to try fractional ownership? Try Stake today.

All Investments carry risks. Stake Properties Limited is regulated by the DFSA as an Operator of a Crowdfunding Platform in the UAE and Stake Funds is regulated by the CMA as a Fund Distributor in KSA.