How Stake Provides Safety and Security in Real Estate Investing

Safety and security in real estate investing are more important than ever!

While investing in real estate can be highly rewarding, the key to long-term success lies in knowing your assets are safe. 

At Stake, we take the safety and security of our investors seriously — really seriously! So, let's explore the measures we have in place to ensure that your money is safe and secure at all times.

How Stake Protects Your Investments

Regulated by the DFSA

Stake is authorized by the Dubai Financial Services Authority (DFSA) to operate a Crowdfunding platform. This means we adhere to rigorous financial laws and standards that focus on transparency, integrity, and protecting investors.

The DFSA’s supervision ensures that our operations are conducted with the highest standards of accountability. When you invest with Stake, you can be confident that your funds are handled with the utmost care.

Custodian Bank Partnership

Your funds are held in separate accounts with Emirates NBD, a leading bank in the MENAT region. These accounts are designed to hold your finances separately from Stake’s operating expenses, ensuring that your money is always available for withdrawal or reinvestment.  

This partnership adds another layer of security for your investments.

Extra Safety With Asset Management & SPVs

Special Purpose Vehicles (SPVs) are independent legal entities created to hold investor assets. Here's why this is important:

1. Segregation of Assets: The SPVs act as a legal barrier, separating your investments from Stake's own assets. This means that even if Stake were to face financial difficulties, your investments remain protected within these isolated entities.
2. Ownership & Transparency Through SPVs: At Stake, each property is held in an (SPV), a separate legal entity created specifically for that property. The SPV structure provides multiple layers of security:

• Property Registration: The SPVs are registered within the Dubai International Financial Centre (DIFC), ensuring compliance with international standards for financial transparency.
• Proof of Ownership: Investors in a particular property are issued Share Certificates that are registered with the DIFC. This means every investor is officially documented as a shareholder in the SPV, which in turn owns the property.

This structure ensures full transparency and legal recognition of ownership, giving investors peace of mind knowing that their assets are secure and properly documented.

3. Bankruptcy Protection: SPVs are "bankruptcy-remote," meaning that if Stake were to declare bankruptcy, the SPVs are insulated and can continue operating. This arrangement protects your investments from any financial risks associated with Stake's business operations.

What Happens If Stake Goes Bankrupt?

Though unlikely, we are prepared for every scenario. If Stake ceases operations, the management of SPVs will be transferred to a reliable third-party service provider.

This plan guarantees that your investments remain secure and properly managed, even in the event of unexpected circumstances.

Interested in reading more on how Stake protects your real estate investments, click here

Data Safety at Stake: Bank-Level Security You Can Count On

Beyond protecting your actual investments, we ensure your personal and financial data is also secure. To rest your mind, here is what Stake does to add extra layers of protection:

SSL Encryption

We deploy 256-bit SSL encryption to safeguard your data. This is the same advanced technology used by governments, banks, and major corporations globally to protect sensitive information.

It ensures that your data is encrypted during transmission, preventing unauthorized access or interception.

Protecting Your Bank Details

Your privacy is paramount. At Stake, we never see or store your bank card details.

Our processes are designed to ensure that no team member will ever ask for your password or card number, giving you peace of mind that your personal information is kept confidential.

Your Role in Keeping Your Account Safe

While we take every measure to protect your interests and investments, there are some steps you can take to ensure your account's security. Don’t worry, it’s simple!

Meet Our New Feature: Multi-Factor Authentication (MFA)! 🔐

Every user at Stake must enable at least one advanced security measure. Why?

Because passwords alone are no longer enough to protect your accounts.

That's why we've introduced the Multi-Factor Authentication (MFA) feature — an extra layer of security that requires more than just a password to log in. 

With MFA, you’ll need to provide a unique code sent to your phone or generated by an authenticator app to access your Stake account. Think of it as having multiple locks on a door; the more barriers, the harder it is for unauthorized individuals to gain access.

More To Why You Should Use MFA?

MFA significantly reduces the risk of your account being compromised. Even if someone were to obtain your password, they would still need a second form of verification to gain access.

It’s a simple step that adds powerful protection against cyber threats.

How to Enable MFA on Your Stake Account 

We’ve recently rolled out the time-based authenticator method for MFA. Here’s how you can enable it:

1. Navigate to: Profile > Security & Privacy > Multi-Factor Authentication.
2. Follow the on-screen instructions to set up MFA using trusted apps like Google Authenticator or Microsoft Authenticator.
3. Once set up, you’ll need to enter a one-time code from an authenticator app along with your password to log in.

Examples of Popular Authenticator Apps Include:

• Google Authenticator (recommended)
• Authy
• Microsoft Authenticator
• Apple Authenticator

Let’s Keep Your Investments Safe Together

By enabling MFA and taking advantage of our security tools, you help us keep your investments safe. It’s quick, it’s easy, and it’s a great way to protect your assets from unauthorized access.