1. OVERVIEW

1.1. The following terms and conditions (the "DIFC bonus") govern the terms under which rewards will be earned by our customers during the period of this initiative. They apply to Stake UAE.

1.2. By participating in this initiative (by making an eligible investment during a specific period), you agree to be bound by this Agreement. If you do not wish to be bound by this Agreement, do not use the reward while doing your investment

2. REWARD STRUCTURE

The DIFC reward consists of four main components:

• The reward: users will earn a reward valid for a certain period

• The expiration: the reward will expire after a predefined period with no exception

• The requirements: clear qualification criteria that must be met to receive and use the reward

• The promotional period: the period during which users will be rewarded with a AED 150 reward will run from from June 17, 2025 to June 23, 2025

The reward is credited to the user's wallet and can’t be withdrawn to the user's bank account or cannot be invested in isolation. All rewards must be invested together with a user’s investments

Example: If a user received a AED 150 reward, and they invest AED 500. The AED 150 reward can be utilised towards the investment. As such the total investment will be AED 600. Please note that rewards are not automatically allocated to investment amounts. Instead, users are required to manually add reward balance to new investments.

3. PARTICIPATING IN THE INITIATIVE

3.1. The DIFC Reward Initiative enables users to earn a fixed reward for a limited period.

Stake UAE may add temporary or permanent Qualifying Actions as part of this promotional initiative. Qualifying Actions, dates of any applicable reward period and any terms and conditions specific to new requirements ("Additional Terms") will be included in any promotional materials published for the relevant channels via the Stake UAE communication channels (Email, push notification and Whatsapp) and/or via the relevant social media platform(s) used to run the initiative.

3.2. Qualifying Actions: Participants shall receive AED 150 in their wallet which will be redeemable for a period of 7 days from the date that it was rewarded to the user’s wallet.

Qualifying actions:

3.2.1. Users that have created an account with Stake UAE before the promotion period or during the promotional period.

3.2.2 Users that have previously invested on Stake UAE will not be included in this

promotion.

The following qualification criteria need to be satisfied for a valid reward:

• Participant: Investor 

• Type: Qualification criteria 

• Description: New users on Stake UAE

The following qualification criteria need to be satisfied for a valid reward:

• Participant: Investor

• Type: Reward structure

• Description: Newly onboarded users will receive an AED 150 reward in their wallet. The reward will be automatically deposited into the user’s waller, after the qualifying criteria has been met. This offer is limited to one redemption per user

3.3. Reward: The amount and nature of the reward will be visible in the wallet section of the app, along with their expiration if the bonus is not used.

3.4. Stake UAE reserves the right to impose a minimum investment amount at its discretion. These will be disclosed to users.

3.5. The Qualifying Action must be completed during the promotional period (up to 7 days after the reward is added to the wallet) to qualify for the benefit.

3.6. Stake UAE reserves the right to change the list of Qualifying Actions and associated rewards (including minimum investment amounts) at its discretion without prior notice. However, Qualifying Actions validly completed before the date of the change will be honored.

3.8. Any reward earned will be issued directly to your Stake UAE wallet. They are not transferable, refundable and exchangeable for cash upon request.

Exclusion criteria

3.9 Users that have previously invested with Stake UAE will not qualify for the AED 150 reward.

4. PROMOTION RESTRICTIONS

4.1. The DIFC Reward is valid only for investments in UAE market properties.

4.2. The reward is limited to 150 AED per user, regardless of the total amount invested by the user.

4.4. Stake UAE reserves the right to put the promotion on hold at any moment before the final date at its sole discretion.

4.5. Stake UAE reserves the right to void any Qualifying Action or payment of any rewards that: 

(i) appears to be fraudulent; (ii) appears to have been created as a result of a fraudulent transaction; or (iii) that violates the terms of this Reward Agreement or the Stake UAE User Agreement.

4.6. Stake UAE reserves the right to limit the number of individuals per household eligible for receiving a reward.

4.7. Any attempt by a Participant to abuse this DIFC Reward by using multiple/different identities, registrations, logins, and/or any other method we consider abusive, at our discretion acting reasonably, will void and disqualify the Participant from receiving the reward in Stake UAE’s sole discretion.

4.8. Residents of certain countries may be excluded from Rewards Benefit where local laws make it necessary. Where applicable, a list of excluded countries will be included in the Additional Terms and/or the materials relating to this initiative.

4.9. The AED 150 rewards that were not used during 7 calendar days after it was credited to the wallet will be automatically forfeited.

5. DELIVERY, USE AND EXPIRATION OF REWARDS

5.1. Stake UAE will deposit the reward in your wallet on the App once the qualifying investment threshold is reached. Your reward is cumulative and will be displayed as a balance (the "Signup gift") in your wallet.

5.2. Stake UAE does not guarantee a delivery time on any reward granted.

5.3. You may apply your reward against transactions which (i) would be permitted under the Stake UAE User Agreement; and (ii) meet the transaction size requirements shown in the App prior to your transaction.

5.4. When you choose to apply your reward against a particular investment, your entire reward Balance will be applied against the transaction. Stake UAE is unable to apply partial amounts of your reward balance.

5.5. By applying your reward against a particular investment, you increase the investment amount, without increasing the amount you pay from your Payment Method (as defined in the Stake UAE User Agreement). You will have an opportunity to review the investment amount, and the reward spent, prior to executing the investment.

6. LIMITATION OF LIABILITY

6.1. To the fullest extent permitted by law in the applicable jurisdiction, in no event shall Stake UAE be liable to you or any third party for any damages arising from your participation in this initiative, including but not limited to special, indirect, incidental, punitive and/or consequential damages, even if we have

been advised of the possibility of such damages. Stake UAE’s maximum aggregate liability to participants and any third party under any and all circumstances shall be the then-current value of the party's unspent reward.

6.2. All warranties, express and implied, regarding this initiative and use of the Stake UAE services are disclaimed (including, without limitation, the disclaimer of any warranties of merchantability, non-infringement of intellectual property and/or fitness for a particular purpose).

7. OTHER TERMS AND CONDITIONS

7.1. We may amend the rules of this DIFC Reward from time to time. We will publish any changes to on our channels (Email, push notification and Whatsapp) no later than the date we make the change.

7.2. We reserve the right to terminate the  DIFC Reward at any time. If a participant has any unspent reward in their Stake UAE wallet, we will notify them of the expiration of the reward and the remaining period within which they must utilize their reward before any potential expiration.

7.3. If a participant attempts to use the  DIFC Reward in breach of this agreement, the User Agreement or in violation of any law, statute or governmental regulation, we will have the right to suspend or terminate the account under the User Agreement or void the reward.

7.4. All information collected while giving this bonus shall be subject to our Privacy Policy.

7.5. Any questions or complaints regarding the  DIFC Reward can be addressed to our Customer Experience Team at contact@getstake.com